Fast, affordable

landlord insurance

Fire

Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.

Water

Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.

Windstorm, hail, & lightning

Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.

Lawsuits

Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.

Vandalism & theft

Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.

Riot and civil commotion

When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.

Injury

Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.

Bonus coverages

Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles